What is actually left from an invoice
The gross amount lands in your account, but the VAT and the tax advance were never yours, and Polish social contributions are owed whether or not anything came in this month. Ordiarion works out what is left of it, and keeps track all month.
An example: 12% lump sum, VAT registered, full contributions
You invoice 10 000 zl net in a month. 12 300,00 zł gross lands in your account.
- VAT to pay back: 2 300,00 zł
- Lump-sum tax at 12%: 919,00 zł
- Contributions for the month (social 1 788,29 zł, Labour Fund 138,47 zł, health 830,58 zł): 2 757,34 zł
- Left for you: 6 323,66 zł
Example figures under 2026 rules, assuming you invoice this much every month — the health contribution bracket depends on annual revenue.
Work out your month — a week free, no card to sign up. Or do it without an account, on your own figure.
Money: you can see where it goes
Categories with limits, accounts and balances, loans, recurring costs and taxes — counted together rather than each on its own. Receipt photos read automatically, an overpayment calculator for loans, and credit-report analysis.
Things to do: nothing falls between deadlines
Tasks, shopping lists and reminders. The dashboard shows one timeline: instalments, taxes, recurring bills and tasks in the order they fall due.
Plans: a goal with a date, not a resolution
A goal has an amount, a date and a monthly figure worked out from both. Only the last of those tells you whether the plan is real.
Four things you can check for yourself
- Receipts and credit reports are read in your browser. Neither the photo nor the file reaches the server — only the values you confirm.
- Nothing tracks you without consent. Google Analytics loads only after you agree; our own statistics collect no IP address, and there is no advertising at all.
- Your data leaves in one click. Everything as JSON, at any time.
- The journal cannot be shared. It is the one module that bypasses sharing entirely.
When this actually helps
- You are planning a trip. A deposit in March, flights in May, spending on the ground in July — three monthly budgets, one trip. Projects.
- Spending is getting away from you. A category with a limit shows what is left, not what went. Budget.
- You run a car. Fuel shows up weekly, insurance and tyres once a year. Recurring costs.
- You are paying off a loan. Shortening the term and lowering the instalment are two different amounts of interest. Overpayment calculator.
- Two of you share a budget. Groups.
What it costs
The first week is free and takes no card. After that 2 USD a month for everything — no tiers.
From the blog